Despite Weaker Treasuries, Mortgage Rates Improve

Mortgage Rates improved again today.  This would be a good day to NOT be looking at US Treasuries for an indication of mortgage rates.  10yr yields moved about 0.02% higher while the Best-Execution mortgage rate at many lenders moved down to 3.875%.

The increased availability of 3.875% Best-Ex rates today would have us
feeling even more like locking than simply entertaining 4.0%
Best-Execution offerings of the past few weeks.  Nothing changes about
the rate guidance at current levels. 

Today’s BEST-EXECUTION Rates

  • 30YR FIXED -  4.0%, increasing amount of 3.875′s.
  • FHA/VA -
    3.75%, fewer 3.875′s
  • 15 YEAR FIXED - 
    3.375%-3.5%
  • 5 YEAR ARMS -  low
    3% range, huge variations from lender to lender.

Guidance:

In a fundamental sense, we’re well aware of the fact
that European drama continues to help domestic bond markets. 
Technically, we’re impressed that mortgage rates have

Read More from the Article Source: http://www.mortgagenewsdaily.com/consumer_rates/237694.aspx


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