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Tips on Purchasing Diamond Engagement Rings

Written on October 23rd, 2009 by one shout

Tips on Purchasing Diamond Engagement Rings

Buying a diamond engagement ring, especially for young first-time buyers, can seem like a daunting task. In many cases the diamond engagement ring is the largest single purchase a young buyer has ever made. The financial pressure combined with the pressure of choosing a engagement ring that will be treasured can add up to a highly stressful situation. But with a little common sense guidance the process can be easy and enjoyable.

Budgeting for Diamond Engagements Rings

First and foremost, set a realistic budget and stay within it. The first major purchase a young person makes should be a sound one that does not create a long term financial burden. If things go well, you can upgrade and embellish in the years to come. In keeping with this strategy it is wise to dedicate most of the budget to the feature diamond. Adding anniversary bands or side stones can be done in manageable increments over time. The venerable yet simple tiffany style solitaire diamond engagement ring is always a very good choice.

Choosing a Diamond Ring

Once a budget is set for the feature diamond, a choice of shapes is the next step. The round brilliant is the standard and there is good reason. A well cut round with good clarity and color will display more fire and brilliance than any other shape, quality for quality, due to the overall symmetry of the shape.
Other diamond shapes are very popular today and some work better than rounds in certain ring designs. If design of the overall style is the priority, it is possible to get beautiful bright stones in a large range of shapes.

Diamond Tips on Quality Versus Size

Next, determine the quality that is suitable to your taste. Going for top quality will mean that the size of diamond that fits the budget will be smaller. You will find that small compromises in color and clarity are almost impossible to see with the naked eye and that diamonds in the middle of the gemological spectrum are quite beautiful. Understanding this will help you get the biggest stone for your money. For more specific buying advice on determining the best value points within the diamond quality spectrum please read through our section on diamond four C’s.

One additional thought about getting the biggest nice diamond in your budget: If shape is optional, you will find you can get larger sizes in certain fancy shapes such as princess and pear. Also, elongated stones such as pear and marquise often appear bigger on the finger than rounds.  So, while choosing the perfect diamond engagement ring is tremendously important, the process can be enjoyable and memorable by using a sound, common sense approach.

About WhiteFlash

Whiteflash.com, Inc is a specialist on-line diamond boutique with a history of offering the discerning on-line buyer diamonds that exceed the world’s highest standards for craftsmanship and performance.

Rating McGraw-Hill (source: CNN)

Written on April 17th, 2009 by no shouts

One warm day recently, a double-decker tourist bus barreled past Harold ”Terry” McGraw III as he walked in front of the Manhattan skyscraper that is the world headquarters of the McGraw-Hill Cos. McGraw, the fourth generation of his family to run the com… (source: CNN) and Stock Market News on .

Volkswagen may overtake Toyota as No.1 in Q1 (source: Reuters)

Written on April 17th, 2009 by no shouts

TOKYO/FRANKFURT (Reuters) – Volkswagen AG may have passed Toyota Motor Corp as the world’s top selling automaker in the first quarter, helped by robust demand in its main markets, while its Japanese rival suffered sharp declines, partial company data sugge… (source: Reuters) and Stock Market News on .

Index futures point to lower Wall St open (source: Reuters)

Written on April 17th, 2009 by no shouts

(Reuters) – Futures for the Dow Jones industrial average, the Nasdaq 100 and the S&P 500 share indexes were down 0.4-0.9 percent Friday, pointing to a lower start on Wall Street. (source: Reuters)RSS widgets and RSS feeds on .

Questar wants to rebate $50 million to customers (source: The Salt Lake Tribune)

Written on April 16th, 2009 by no shouts

Faced with a continuing decline in the price of natural gas it buys, Questar Gas is asking the state’s top utility regulators to approve an immediate $50 million one-time rebate for its Utah customers. (source: The Salt Lake Tribune)RSS and Tech News on .

Utah loses 32,800 jobs in past year (source: The Salt Lake Tribune)

Written on April 16th, 2009 by no shouts

Utah’s economy continues to deteriorate, losing about 32,800 jobs in the past year, which has pushed the unemployment rate up to 5.2 percent, a report released Thursday shows. (source: The Salt Lake Tribune)Tech Newss and RSS feeds on .

Stretching the Growth of an IRA (source: Zacks)

Written on April 16th, 2009 by no shouts

Imagine being able to provide a stream of lifetime distributions to your loved ones tax free! (source: Zacks)Tech Newss and RSS feeds on .

Predicting nominal exchange rate movements using skewness information from options prices (source: Wiley InterScience)

Written on April 16th, 2009 by no shouts

This paper uses a measure of the relative price of out-of-the-money (OTM) European put and call currency options to forecast daily movements in the dollar/euro exchange rate over the period of January 2002-June 2004. As these OTM options are pure bets on f… (source: Wiley InterScience) and Stock Market News on .

An iterated GMM procedure for estimating the Campbell-Cochrane habit formation model, with an application to Danish Stock and bond returns (source: Wiley InterScience)

Written on April 16th, 2009 by no shouts

We suggest an iterated GMM approach to estimate and test the consumption based habit persistence model of Campbell and Cochrane, and we apply the approach on annual and quarterly Danish stock and bond returns. For comparative purposes we also estimate and … (source: Wiley InterScience)Tech Newss and RSS feeds on .

‘Noise-trader risk’ and Bayesian market making in FX derivatives: rolling loaded dice? (source: Wiley InterScience)

Written on April 16th, 2009 by no shouts

The above article (DOI: ) was published online in Early View on 25 July 2008.On page 1 of the initial online publication of this article, the third author’s surname was incorrectly spelled.The correct spelling should be: KAREN HOVSEPIAN. (source: Wiley InterScience)RSS feeds and Stock Market News on .