SAO PAULO (Reuters) – At BM Multimarcas, a used-car dealer on the outskirts of Sao Paulo, owner Santel de Abreu Bernardo can show you jalopies that most big banks would not touch.

Santander bank office building is seen in Sao Paulo, Brazil January 9, 2019. Picture taken January 9, 2019. REUTERS/Amanda Perobelli

There is a faded blue 2003 Renault hatchback with 195,000 kilometers on the dial. And a Volkswagen Gol Turbo so old that it could

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