Maurie Backman, The Motley Fool Published 5:00 a.m. ET March 23, 2019


If you’re planning on relying solely on your social security check for retirement, you may want to reconsider. Here’s why. USA TODAY

Many workers don’t save for retirement (or don’t save a lot) because they’re planning to fall back on Social Security. 

And while it’s not a bad idea to factor those benefits into your retirement plan, your finances should by no means revolve around them. Here’s why.

1. Those benefits aren’t designed to sustain retirees

Social Security, at its core, is designed to keep seniors out of poverty. It’s not, however, designed to pay for retirement . This

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