Maurie Backman, The Motley Fool Published 6:00 a.m. ET March 15, 2019

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Saving is tough, but these simple hacks will pave the way to a more lucrative 2019. Buzz60’s Tony Spitz has the details. Buzz60

Many people dream of winning the lottery and taking home millions. But in reality, it takes a lot less money than that to change the typical U.S. adult’s life. In fact, the average American considers $19,800 a life-changing sum, according to a survey conducted by OnePoll on behalf of Self Lender.

Not only that, but most Americans would use that money wisely if they were to magically receive it. A good 51 percent claim they’d stick

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