Consumers are eager to take advantage of the most innovative, speediest payment experience, so Apple Pay is an ideal match for MasterCard, said Sherri Haymond, Group Executive of Mobile Payments at MasterCard. Newslook

Digital wallets like Apple Pay and PayPal have a problem: They’re not universally accepted.

Now Citigroup says it has an answer. It’s offering a new service that could increase the likelihood that consumers’ preferred payment method will be accepted by more merchants.

Currently, many e-commerce companies, utilities and other providers accept just one or two digital wallets, or in some cases, none. That means it’s a roll of the dice whether the digital payment that any consumer uses will be accommodated.