When was your last dental checkup? According to the , more than a third of U.S. adults haven’t sat in a dentist’s chair within the past 12 months. About 40% of them attribute this avoidance to cost, and that’s not shocking — it’s estimated that 23% of Americans, or about 74 million people, lack dental coverage.

These and other sobering statistics motivated engineers Alex Curry, Alex Frommeyer, and Dan Dykes to found , a Columbus, Ohio-based dental benefits provider that leverages algorithmic underwriting to drive down rates. It’s a winning formula — two years after Beam raised $22.5 million in a series C financing round led by Kleiner Perkins, it’s closed a series D that’s over twice that size.

Beam today announced that it’s secured

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