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A new ValuePenguin.com study reveals that the average respondent overspends eight times per month! That adds up to $315.16 of unnecessary spending! Buzz60

Budget Diary is a series that shows how real people budget by asking them to document their budget over a typical month and reflect on their spending and saving habits. Email vlai@nerdwallet.com to be featured.

First comes love, then comes marriage – and then comes the .

Rebecca and Mitch Slater, who live in the Twin Cities, started tackling their finances as a couple after getting married in September 2017. They follow a version of the , which is about allocating every dollar to expenses, savings and debt payments.

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