Dan Caplinger, The Motley Fool Published 9:40 a.m. ET May 6, 2019

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If you’re planning on relying solely on your social security check for retirement, you may want to reconsider. Here’s why. USA TODAY

is a vital program for Americans, who count on the benefits that they receive in retirement or when they become disabled. With tens of millions of current recipients and hundreds of millions more expected to claim those benefits during their lifetimes, the financial problems Social Security faces are troubling for the financial health of the nation.

The latest came out last week, and it revealed that the troubles in Social Security’s future aren’t just going away. Yet

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