It’s bad enough realising that somebody’s nicked £25,000 of your hard-earned cash. It’s even worse when you realise there’s little chance of getting it back.

This is the story of how I got my fingers burned in the murky of world of cryptocurrency investment.

Be warned.

After a decade as a tech journalist, I liked to describe myself as a “lunchtime-adopter”, somebody who acted faster than many, but would never be as smart as the early adopters.

So it was with cryptocurrencies. I had heard about Bitcoin, but it was one of those technologies where I nodded my head sagely whenever I was in the same room with those talking about it.

As for investing or speculating, I had absolutely no intention of doing so.

But as the

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