Here’s What to Do When You Can’t Afford Your Medication

by | Apr 21, 2020 | Health Featured

For some people, medication is just something to consider taking when they have a headache, are battling allergies, or are otherwise feeling under the weather. However, if you’re living with chronic conditions such as arthritis, asthma, or endometriosis, medication becomes much more important to the way that you go about your daily routines.

As a result, when you can’t afford your medication, either due to insurers switching or any number of other pricing factors, your predicament can legitimately become a life or death scenario. Whether it’s because you’ve lost your job or switched insurers, here’s what to do when you can’t afford your medication any longer.

Call Your Doctor or Insurer

The first thing you should do if you’re facing financial hardship paying for your medicine is to talk to your doctor. In some situations, your doctor may be able to prescribe you a similar medication that can help with your condition but may cost you less money in the long run. It may also be worth calling your insurer and discussing your predicament with them.

Some insurers don’t usually cover generics but may be willing to make an exception when you explain your situation. An insurer may also be able to talk to you about other options to help cover the costs of your medication, including installment plans or other forms of payment assistance. In some cases, you may even qualify for special savings cards that you aren’t even aware of that could help you with your out-of-pocket expenses or your copay amount.

Apply for a Pharmacy Discount Card

taylor luamba | mãe da maría ?@LuambaTaylor

Trying to get a prescription filled through a specialty pharmacy. I told my doctor, the specialty pharmacy, and the drug company to use my pharmacy card – not my insurance card information.

Of course, there are some situations that even your doctor and insurer can’t help remedy. These sorts of scenarios are no doubt frustrating, but it’s important to keep a clear head and make a plan for how you’re going to pay for your prescriptions. One other option to consider is looking into a US pharmacy card. These sorts of discount cards offer steep savings on prescription drugs, whether they’re name brand items or generics. Prescription drug discount cards are issued by companies like USA Rx and can help you get rebates and a discounted price on your prescriptions. USA Rx makes getting your prescription discount easy, only requiring you to fill out a simple form with your personal information so that you can get saving on your prescriptions.

How to Use Your Pharmacy Discount Card from USA Rx

Once you have your pharmacy discount card, it’s easy to start saving on your prescriptions. First, you’ll want to navigate to USA Rx’s website to see what pharmacies near your home are open and accepting their coupons and discount cards. After you’ve found a pharmacy that will honor your discount prescription drug card, all you need to do is head to the pharmacy and show your discount card when you fill your prescription.

After doing so, you’ll get a much lower cash price on your prescriptions, sometimes up to 75 percent off. Best of all, if you also have health insurance coverage, you can save even more when you use your prescription drug savings card on top of your other coverage. This means that you’re getting an even better deal on your prescriptions than you would just by using one option or the other.

If you’re not currently able to afford your prescriptions, it can be a hard pill to swallow. Even so, there are resources out there to help you get the important drugs you need to live your life. Whether it’s a pain reliever for your arthritis flare-ups or a life-saving albuterol inhaler, having the right prescriptions is crucial if you live with a chronic ailment. Keep prescription discount cards in mind as a way to save, and you may find that you can afford your drugs from the pharmacy after all.

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