Buying a home is exciting, but figuring out the financing side of things can feel overwhelming. Chin up: Choosing among the different types of mortgage loans isn’t all that painful if you know the lingo. Once you’ve done some homework and nailed down a budget and down payment amount, and you’ve reviewed your credit, you’ll have a better idea of what loan works best for your needs.

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Here’s a primer on some of the most common types of mortgages.

1. Conventional mortgages 2. Jumbo mortgages 3. Government-insured mortgages 4. Fixed-rate mortgages 5. Adjustable-rate mortgages 1. Conventional mortgages

A conventional mortgage is a home loan that’s not insured by the federal government. There are two types of conventional loans: conforming

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