Posted: Jan 13, 2021 / 03:13 PM CST/ Updated: Jan 13, 2021 / 03:13 PM CST

With average mortgage rates hitting a new record low last week, it appears that the hot streak of 2020 will continue in the new year. And with interest rates trending down and home prices going up, Certified Mortgage Planning Specialist NMLS#509205, Dave Kelly, with Fairway Independent Mortgage Corporation says now may be the best time for first-time home buyers to get educated on the home-buying process and dive in.

He brings us up-to speed on what you need to know to know you’re making the smart choices when it comes to your first home.

When shopping for a home loan, it’s important to look for experience,

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