For 60-year-old Maria Luisa Suarez, retirement is a dream she will never realise.

It is not for lack of hard work. Since moving from the Argentine province of Santiago del Estero to the capital, Buenos Aires, at the age of 17, she’s found gainful employment at a bakery, run a general store and cleaned other people’s homes to help make ends meet.

In between, she stayed home with her children when they were little, and juggled caring for them with extra shifts she picked up when her former husband lost his job.

But the vast majority of the income she has earned over her lifetime has been paid by the hour and unregistered. While that helped her keep more of what she earned at the time,

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