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A handful of important mortgage rates moved down today. 15-year fixed and 30-year fixed mortgage rates both trended lower. We also saw a decrease in the average rate of 5/1 adjustable-rate mortgages. Although mortgage rates are always changing, they are at a historic low. If you plan to finance a home, now might be an ideal time to lock in a fixed rate. But as always, make sure to first think about your personal goals and circumstances before purchasing a house, and compare offers to find a lender who can best meet your needs.

30-year fixed-rate mortgages

The average 30-year fixed mortgage interest rate is 3.14%, which is a decline of 5 basis points as seven days ago. (A basis point is

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