This article is reprinted by permission from NextAvenue.org. Dorri Olds, a 61-year-old freelance writer and graphic designer, says she has spent nearly all her savings to refurbish her New York City apartment. In an emergency, she says she would sell it and consider retiring outside the U.S., possibly in a country like Costa Rica.
But she is also the caretaker for her 89-year-old mother, who lives a half-hour away in Manhattan’s Upper West Side. Olds sees how her mother’s health is declining, and worries that she, too, may have health issues as she ages. “Ideally, I would wait until 70 to collect Social Security; that’s when …