Dear MarketWatch, I’m turning 50 this year divorced, no children, and have struggled the past few years with job loss starting with COVID-19. I also have an MBA which I thought would change my life, but I have not benefited and I need to start paying my loans soon.
I do have a decent job now and I make about $46,000 and will be up for a salary review this September. I currently have a 401(k) with my new job. Also this job qualifies me for possible loan forgiveness after 10 years. I do not own a home but my father’s home will be willed to me (I don’t look forward to that because I’ll lose my dad). I do want to be married but that’s not in the picture right now. I do want to retire at some point but it’s seeming like it’s a ways off. I also plan to teach undergraduate courses as an adjunct once I leave my full-time position. I currently do work with a state medical college. I’m just afraid of being like my mother who is turning 70 next year and still working with no sight of retirement. Help and thank you. See: I’m 52, …
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