Dear Quentin, I am writing to you after reading your article titled, “I met my wife in 2019 and we married in 2020. I put her name on the deed of my $998,000 California home. Now I want a divorce. What can I do?” You have deemed this situation a “cautionary tale” for other readers who commingle finances too quickly with the wrong person. I am happy to say that I am not in this situation as of yet. I am a 30-year-old female who has recently become a first-time homeowner with the help of my family. My home cost $558,000 in 2023.
I have been engaged to a 30-year-old male for the past six and a half years. We have been living together for the past five years. I am the only one working right now making about $83,000 a year. My fiancé is a graduate student working toward his master’s degree in a special-education teaching credential. He will be guaranteed full-time work after a year from his program as a special-education teacher.
“‘Only my name and my father’s name is on the deed of the house because he provided the down payment for this house.’”
Right now, my fiancé’s name is not on the deed of the house. We also keep separate bank accounts, and have no joint accounts. Only my name and my father’s name is on the deed of the house because he provided the down payment for this house. My fiancé is in complete agreement that his name will not go on any loans or deeds until he financially contributes to the mortgage payments (I am paying the full mortgage each month). When that time comes, I think it is fair that his name should go on the loan as well as the deed. I wanted to reach out to you for any advice …