Torrential rain, catastrophic floods, high winds, resilient wildfires — some states are facing the growing dangers of a rapidly changing, mercurial climate that is making life costly for many homeowners in high-risk states. “New buyers are often not aware of how high insurance premiums can be,” says Joseph Ortiz, a homeowner and licensed realtor based in Orlando who sells properties in Florida. “Life can be very unpredictable here, there is always this ‘what if’ scenario in your head when a hurricane strikes.” Across…
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