Online shopping is a blessing that presents an array of options at your fingertips. It also reduces the inconvenience involved in visiting physical stores. The e-commerce business is a rapidly growing industry that is all set to contribute around 2.5% to the GDP by 2030.
E-commerce websites in India offer various discounts and promotional sales all-round the year that make shopping even more affordable and fun. You can also enjoy more benefits when you shop with a credit card.
You can apply for a credit card online and enjoy offers like No Cost EMI, flexible repayment tenors, etc. The Bajaj Finserv RBL Bank SuperCard is one through which customers get all such benefits in addition to several industry-first features.
However, cHpoHoweverredit cards transactions can be risky even though they make online shopping convenient. You can make online transactions safer if you take specific measures and precautions.
Here are some of the tips you can follow for a safe shopping with a credit card:
- Use a Protected Internet Connection
Avoid the public networks and instead opt for the private ones when using your credit card online for shopping. Keep in mind that data which is shared using public networks is accessible to cyber criminals at times. However, hackers cannot access your card details when you’re using private connections. Thus, be cautious and use private internet connections when shopping online.
- Latest Security Software
You can secure your computer and stored data by installing the latest antivirus software for protection against spyware and malware. Also, you can opt for a complete array of protection software, besides the anti-virus ones for comprehensive data protection against phishing.
Moreover, prevent downloading files from unknown websites. If you unknowingly download malware, you will invite unauthorised access to your personal information. So, take all the preventive measures and be on the safer side.
- Ascertain Website Security
When you apply for a credit card online, the website is secure. Similarly, you need to use secured websites when shopping.
The data that is shared over various networks remains secured through encryption in such websites. You can identify those websites through their URL addresses. Additionally, look for a small-sized lock image on the page’s right side. If visible, the site is secured, otherwise not.
Many credit cards come with added security features which can make your online shopping safe and convenient.
- Availing Offers
Often you get promotional offers from online retailers. In such cases, visit the seller’s site directly, and not through the coupon link that you may have received in your email. Only provide the details of your credit card online after opening the website manually.
Many a time, you may receive a deceptive email that can take you to a scam website and steal your card details. Opening the website manually will ensure that your transactions remain safe.
- Never Store Card Information on Sites
You may have come across websites that give users the option of storing card information on their servers. You don’t have to provide your card detail every time you shop with such a facility. Thus, your order’s processing goes through speedily.
But, try to avoid this option because there is a possibility of your personal information being misused. Yes, your shopping may take a few minutes longer, but you can ensure the protection of data by not storing card information on the sites. Instead, you can enter the details as and when required.
Remember that ‘prevention is better than cure’, and the same rule applies to your online shopping transactions as well. Keep in mind these above tips and apply for credit card today for a better shopping experience.
You can opt for the Bajaj Finserv RBL Bank SuperCard as it comes with the power of four cards in one and multiple security features. Use your credit card online with all these features and tips for having a secure and fun shopping experience.
About the Author:
Rupesh Singh is freelance writer and founder of moneyoutline.com You can follow him on Google + & Facebook.